Financial planning can be a scary prospect to many people with products often being complex in nature and difficult to comprehend.  Our focus is to simplify this for our clients, to help them understand and to help them make the right financial decisions for their futures, for them and their families.

We offer bespoke financial planning to many different types of people, from professionals and high net worth clients to those looking to start their first pension or ISA contributions.  We work on the principle that all people should have access to advice and we do out utmost to accommodate all levels of peoples’ knowledge and to provide solutions that fit an individual’s circumstances and requirements.  We also offer advice on mortgages including equity release.

We are a relationship led business offering our services throughout a client’s life, with face to face advice when you need us most.  Through challenging times such as bereavement to the more uplifting times in our lives such as marriage, child birth and retirement, we are on hand to help you review your finances.

Our director, Richard Horsnell, has been in financial services for over 25 years and has been recommending the products and services from St.  James’s Place for the last 10 years.  Offering retirement planning and investment advice as well as protection planning and cash flow modelling, Richard uses his knowledge and skills to help many different types of people.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The favourable tax treatment of ISAs may be subject to changes in legislation in the future.

Equity release is a lifetime mortgage. To understand the features and risks associated with such products, please ask for a personalised illustration.